National Savings Day | GOBankingRates

National

OCTOBER 12TH

BUDGETING BASICS

Couple, insurance paperwork and budget planning with laptop, bills and finance with taxes and mortgage. Financial documents, payment and loan with policy, audit and review with asset management stock photo

6 Changes You Should Make to Your Budget

By Crystal Mayer

on October 10, 2024

Happy adult retiree woman reading bank document stock photo

5 Ways Retirees Can Save $20 on Everyday Essentials

After you hit retirement, you’re usually watching your cash flow. With not a ton coming in, it’s important to find places to cut corners in a way that’ll pad your pocketbook without feeling like a sacrifice. Discover More: If You’re 55+, Here Are 10 Senior Discounts You Are Missing Out On Read Next: 3 Things You Must Do When Your Retirement Savings Reach $50,000 Here are five ways retirees can say $20 on everyday essentials. Read more about seven things you must buy at Dollar Tree while on a retirement budget.

Businessman is working with digital tablet in the cafe stock photo

6 Subtly Genius Things All Wealthy People Do With Their Money — That You Should Do, Too

6 Subtly Genius Things All Wealthy People Do With Their Money — That You Should Do, Too By GOBankingRates Staff These moves don’t have to be reserved for the super rich. It can feel like the super wealthy have access to some secret money playbook the rest of us never got. And in a way, that’s true. They have connections and access that most of us simply will never have. But there’s good news: A lot of things the ultra wealthy do with their money are perfectly accessible to us — we just have to be smart enough to take…

7 Reasons You Should Consider a Financial Advisor — Even If You’re Not Wealthy

7 Reasons You Should Consider a Financial Advisor — Even If You’re Not Wealthy GET STARTED By Marina Benitez When you hear the term financial advisor, you might picture someone who only works with the ultra-wealthy, managing millions of dollars in assets. This is a common misconception. In reality, financial advisors work with people of all income levels, helping them navigate the complexities of personal finance and achieve their financial goals. And according to a survey* by MagnifyMoney, 95% of those polled who have a financial advisor believe it’s worth the money. Whether you’re planning for retirement, dealing with a…

BUILDING HABITS

Latin American plumber installing a faucet in a bathroom's sink - home repairment concepts.

5 Frugal Money Habits Americans Can Learn From Other Countries

By J. Arky

on October 11, 2024

A woman sitting on a sofa with her laptop computer raised her hands in the air, expressing happiness and success.

7 Unusual Ways to Make Extra Money (That Actually Work)

7 Unusual Ways to Make Extra Money (That Actually Work) By GOBankingRates Staff Between rising costs of living, stagnant wages and the lingering effects of inflation, our money just doesn’t seem to go as far as it used to. Rent is skyrocketing, grocery runs nearly break the bank, and going out for dinner is starting to feel like a distant memory… We could all use some extra cash. But it’s not exactly easy to just go out and snag a higher-paying job — and who has time for a second job? Luckily, there are some pretty clever ways you probably…

Young woman backpacker traveler hands holding wallet dollar currency money plan to saving spend budget for holiday buy cheap discount deals travel promotion trip after coronavirus empty tourist crisis stock photo

I’m a Super Saver: 7 of My Best Tips for Saving Money in the Fall

Are you ready for fall? Maybe you’re patiently awaiting the holidays or are ready to root your favorite sports team on. Whatever the case, fall can be costly, especially with the holidays just around the corner. However, fall doesn’t have to be your demise. In fact, you can finish out the year financially strong and save money. Try This: 9 Easiest Ways To Maximize Your Savings in 2024 Learn More: 9 Things the Middle-Class Should Consider Downsizing To Save on Monthly Expenses GOBankingRates recently spoke to Nicole H., who considers herself a frugal super saver. Here are seven of her…

Young lesbian couple calculate home financial bill budget stock photo

How To Survive on $500 a Month: A Frugal Living Guide

Living on a tight budget poses its challenges, yet with strategic planning, mastering how to only spend $500 a month can be achievable. Perfect for those aiming to save for a specific goal, reduce debt or embrace a simpler lifestyle, this guide will help maximize your financial resources, demonstrating how it’s possible to live well within the confines of $500 a month. Learn: Pocket an Extra $400 a Month With This Simple Hack What Is Frugal Living? Frugal living is about prioritizing and maximizing value in your spending. It involves being resourceful, minimizing waste and making thoughtful choices about how…

SAVING & SHOPPING

Birds eye view of penny jar overflowing stock photo

Would You Rather Have a Penny Doubled Every Day for a Month or $1 Million Dollars?

By Dawn Allcot

on June 6, 2023

Woman looking at high heels in a clothing store.

5 Luxury Items You Shouldn’t Buy Before Having $100K In Savings

Young Americans may have smaller bank balances but are often the most willing to take financial risks. A recent McKinsey study reveals that 63% of Gen Z consumers plan to splurge over the next three months, making them the generation most likely to indulge. While the occasional spa day or concert is a great way to unwind, regularly making risky spending decisions can jeopardize your financial security — especially if your savings aren’t equipped for the hit. Should a financial emergency arise, that new Prada bag won’t be of help much if you’ve only got $1,000 left in the bank….

Sad young woman working from home with laptop and documents.

8 Key Signs You’re Paying Too Much for Your Utility Bills

The rising cost of utilities has become a major financial concern for many Americans. According to a new survey by PowerSetter, nearly half of all Americans (43%) said they experience anxiety about their utility bills each month. Find Out: 5 Unnecessary Bills You Should Stop Paying in 2024 Read Next: 7 Reasons a Financial Advisor Can Grow Your Wealth in 2024 While in many cases, high utility bills are an unavoidable reality, there are some scenarios in which you might be overpaying. Here are a few signs that you may be paying too much for your utilities.

New York, United States - January 14, 2012: Barnes and Noble bookstore in the Fifth Avenue in New York City.

Does Barnes & Noble Price Match? Here’s How To Save

Barnes & Noble is one of the last major bookstores with physical locations nationwide. Even though bookstores used to be a permanent fixture, most readers purchase books online now. The bookseller has kept up with the digital era with an impressive online presence, including a robust website. But the company’s pricing might be a different story. Barnes & Noble does not price match with other retailers. However, that doesn’t mean you can’t score a great deal on a book from Barnes & Noble. Here’s everything you need to know about how to save money at Barnes & Noble. See: How…

Catch Up on These Popular Stories

The State of Savings in America: How Millennials and Boomers Compare

5 Safe Ways To Invest Your Savings With an Eye on Retirement

I’m a Super Saver: 7 of My Best Tips for Saving Money Ahead of the Holiday Season

Walmart: Best Item To Buy in Each Month of the Year

20 Proven Ways To Get Free Stuff On Amazon (Prime Not Required)

10 Ways To Save Big on a Minimum-Wage Salary, According to Experts

Other Hubs

Strategies to Keep Your Money Safe

Protect your finances from fraud, scams and identity theft. Discover tips and advice designed to prepare you for red flags that pop up when dealing with different financial situations.

Let’s GO

Retirement at Every Budget

No matter how much you have saved up or plan to spend each month, get the latest tips and guidance on how you can make your money last.