Advertiser Disclosure

Crypto.com Fees: A Full Breakdown and How It Compares

March 17, 2023

5 min Read

Written by Ryan Shapiro

Edited by Amber Barkley

Physical version of Bitcoin and dollar banknotes.

Velishchuk / Getty Images/iStockphoto

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

20 Years
Helping You Live Richer

Reviewed
by Experts

Trusted by
Millions of Readers

Crypto.com is a leading cryptocurrency exchange with a wide range of product offerings. Its app allows users to buy, sell, store, send and track cryptocurrencies at competitive rates.

Before trading on this exchange, crypto investors should be aware of its fee structure. This article will provide a complete breakdown of Crypto.com fees and how they compare to other popular cryptocurrency exchanges.

Crypto.com Fees

Crypto.com fees vary based on several factors. Here’s a brief overview of what those fees and factors are.

Trading Fees

Crypto.com’s trading fees are based on the user’s 30-day trading volume. Trading volumes are categorized into nine different tiers. As a user’s trading volume increases, the exchange offers more discounts.

Like most cryptocurrency exchanges, Crypto.com charges two types of trading fees:

Taker Fees: A taker is a user who makes a trade from an existing order and “takes” volume off the order book.
Maker Fees: A maker trade happens when a user creates an order that remains on the order book for some time. These trades add volume to the order book and help “make” the market. In general, makers are rewarded with lower trading fees for creating liquidity.

At Crypto.com, makers and takers are both charged 0.075% at the basic Level 1. Here’s a look at Crypto.com’s maker-taker fee schedule.

Trading Volume	Maker Fee	Taker Fee
Less than $250,000 (Level 1)	0.075%	0.075%
$250,000 to $1 million (Level 2)	0.07%	0.072%
$1 million to $5 million (Level 3)	0.065%	0.069%
$5 million to $10 million (Level 4)	0.06%	0.065%
Above $10 million (Level 5)	0.00%	0.05%

Deposit Fees

Crypto.com doesn’t charge any deposit fees for cryptocurrency assets, regardless of the coin or network. It also doesn’t charge a fee for U.S. dollar fiat currency deposits via ACH or wire transfer. To be eligible for a U.S. dollar fiat wallet that can receive ACH or wire transfers, U.S. users must have:

A Social Security number
A U.S. residential address — not a P.O. box
A U.S. bank account

Withdrawal Fees

Crypto.com fees apply to the withdrawal of cryptocurrencies from the exchange. These fees depend on many factors, including the status of the withdrawal network. It’s a good idea to check Crypto.com for an updated list of withdrawal fees by cryptocurrency.

Another factor that affects withdrawal fees is the type of cryptocurrency. Each coin has a different withdrawal fee that is denominated in that asset. For example, Crypto.com currently charges a withdrawal fee of 0.0005 BTC to withdraw bitcoin via the BTC network.

Purchase Fees

Digital cash traders may be charged admin fees on the Crypto.com exchange. These fees are determined at the time of purchase and vary by market. The admin fee will be displayed on a preview screen for verification before a transaction is submitted.

Crypto.com offers new users zero fees for crypto purchases made with a credit or debit card for the first seven days, except for purchases of stablecoins when credit or debit card fees apply. Users must live in an eligible jurisdiction and pass the exchange’s know-your-customer verification to claim the offer.

What Is Crypto.com?

Headquartered in Singapore, Crypto.com was founded in 2016 and has grown to become a major cryptocurrency platform, with 80 million users in 90 countries. In addition to buying and selling cryptos, the platform’s product offerings include an NFT marketplace, the Crypto.com Visa card, a DeFi wallet and crypto loans.

The desktop version of the Crypto.com exchange isn’t available to U.S. users yet. U.S. investors can buy and sell cryptos through the exchange’s mobile app. The app is available for both iOS and Android.

Users can trade over 250 cryptocurrencies on Crypto.com, including:

Good To Know

Cronos is the native token of Crypto.com and powers the exchange’s Pay app. The Crypto.com Pay app lets users pay merchants with digital cash, buy NFT collectibles, shop for Pay gift cards and conduct other transactions.

How Do Crypto.com Fees Compare To Other Exchanges?

Fee structures tend to vary across cryptocurrency exchanges, so comparing fees among them can be difficult. While most exchanges use the maker-taker model, a few of them charge flat fees and don’t differentiate between takers and makers.

Another factor that makes comparisons difficult is coin availability. Some exchanges offer certain cryptocurrencies that others don’t, which makes it difficult to compare withdrawal fees.

Nevertheless, here’s a comparison of some fees between Crypto.com and other leading exchanges:

Exchange	Trading Fees	Bitcoin Withdrawal Fees
Crypto.com	0% to 0.075% maker-taker fees	0.0005 BTC (BTC)
Binance.US	0% to 0.45% maker-taker fees (25% discount for Binance Coin)	0.0000083 BTC (BEP20)
Bittrex	0% to 0.35% maker-taker fees	0.0003
Coinbase	0.5% to 0.60% trading fee (or flat fee disclosed at time of purchase) Spread fees included when buying or selling crypto	1% for withdrawals to cash (ERC-20)
Coinbase Pro	0% to 0.60% maker-taker fees	1% for withdrawals to cash (ERC-20)
CEX.IO	0% to 0.25% maker-taker fees	0.0005 BTC

In terms of trading, Crypto.com’s maker-taker fees are low compared to competitors that operate with the same fee schedule. For bitcoin withdrawals, Crypto.com offers a competitive rate compared to other exchanges.

For those who want to begin investing in cryptocurrencies, a centralized exchange like Crypto.com is a good option. It offers trading support for many cryptocurrencies and a wide range of cryptocurrency products that can all be accessed from the Crypto.com mobile app.

Advice

To minimize withdrawal fees, users should take time to compare coins ahead of scheduling a transaction. They should also consider converting assets with high fees to lower ones before initiating a withdrawal.

Daria Uhlig contributed to the reporting for this article.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.