Newest Umpqua Bank Promotions, Bonuses and Offers for October 2024
Written by
Levi Leidy
Edited by
Melanie Grafil
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Umpqua Bank is a regional bank with locations in Oregon, Washington, California, Idaho, Nevada, Arizona, Utah and Colorado. Founded in 1953, Umpqua is the largest bank headquartered in the Pacific Northwest, with more than 300 branches and over $50 billion in total assets.
Like most banks, Umpqua offers promotions to draw in new customers. While these promotions shouldn’t be the only reason you open an account, they do provide extra incentive if you happen to be in the market for a new bank.
Umpqua Bank Promotions at a Glance
Here’s a quick rundown of the promotions Umpqua currently has on tap:
| Account | Cash Value of Bonus | Expiration Date |
|---|---|---|
| Visa Max Cash Preferred Card | $150 | None |
| Visa Everyday Rewards+ Card | $150 | None |
Current Umpqua Bank Promotions
Umpqua doesn’t have a savings or checking account promotion this month, but you’ll find offers on credit cards. Read on for more details.
Visa Max Cash Preferred Card: $150 Cash Back
If you’re looking for a new cash-back credit card, this could be the one for you. You’ll get $150 cash back after you spend $500 within the first 90 days. You’ll also receive 5% cash back for the first $2,000 in combined quarterly purchases in two categories, such as streaming services and home utilities. You’ll also receive 2% cash back in one category of your choice, such as gas stations or restaurants.
- Cash value: $150
- Minimum spend to qualify: $500
- Expiration date: None
- How to get it: Apply and get approved for the Visa Max Cash Preferred card; then, spend $500 within 90 days.
- When you’ll get it: Within six to eight weeks after spend requirement is met
- Terms and conditions: You must be at least 18 years old and have a valid U.S. address and Social Security number to open this credit card account.
- Annual fee: None
- Promotion page: Visa Max Cash Preferred Card
Visa Everyday Rewards+ Card: $150 Bonus Reward
Umpqua offers another Visa card that rewards you with 15,000 bonus points ($150) after you make at least $500 in purchases within the first 90 days. The card also gives you 4x unlimited points on dining, takeout and food delivery. It also offers 2x unlimited points on gas stations, grocery stores, grocery delivery and streaming. Plus, you’ll earn 1 point on everything else.
- Cash value: $150
- Minimum spend to qualify: $500
- Expiration date: None
- How to get it: Apply and get approved for the card; then spend $500 within the first 90 days.
- When you’ll get it: Within six to eight weeks after spend requirement is met
- Terms and conditions: You must be at least 18 years old and have a valid U.S. address and Social Security number to open this credit card account.
- Annual fee: None
- Promotion page: Visa Everyday Rewards+ Card
Thanks!
How To Open an Umpqua Bank Account
To start banking with Umpqua, follow these steps:
- Go to Umpqua’s homepage.
- Select “Personal” under the banking options.
- Choose the type of account you’d like to open.
- Choose from the available options within that category.
Do your research before deciding to open a bank account in your name. Make sure you meet the financial requirements for minimum deposits, monthly balances and recurring direct deposits to avoid incurring extra fees later on. You don’t want any banking surprises.
Are Umpqua Bank Promotions Worth Switching For?
If you live in the bank’s service area and enjoy community-focused banking, Umpqua might be a good fit. If you’re looking for a new credit card, you can earn extra money by meeting the bonus requirements. Just keep in mind that you’ll need good credit to get approved for a credit card, so if you have a low credit score, you’ll need to improve it before taking advantage of the current offers. You can also check back in the coming months to see if there are any new Umpqua offers for opening other types of accounts.
Check back each month for updates and new promotions as they are available. If none of the above promotions seem like a good fit for you, there are also a number of other banks offering promotions this month.
Cynthia Measom contributed to the reporting for this article.
Information on promotions is accurate as of Oct. 11, 2024. Additional requirements may apply. Offers and terms are subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
This article has been updated with additional reporting since its original publication.
