$10K Or More in Debt? See If You Could Become Debt-Free (For Less Than You Owe)

It’s so easy for debt to slide out of control — even for the most responsible people. Maybe something unexpected happens, like a divorce, an expensive car repair or you lose your job. 

The next thing you know, you’re looking at $10,000 or more in debt. And thanks to those crushing interest rates, you might struggle to even make the minimum payments, let alone get ahead.

But if you have $10,000 or more in debt, a company called National Debt Relief could help you become debt-free — and you might not even have to pay your full balance. 

It’s a strategy not nearly enough people know about. 

See If You Can Become Debt-Free — For Less Than You Owe

Here’s how it works: First, set up a quick (and totally free) call with a debt specialist at National Debt Relief to tell them a bit about your situation. The consultation is free, and there’s no obligation. They’ll explain your options. 

One option is debt settlement. With this approach, their experts negotiate directly with your lenders to agree on a reduced balance, meaning you could pay less than what you owe. 

Another option is debt consolidation, in which all your debt is combined into one new loan, ideally with a lower interest rate. This helps you pay off your balance faster and saves money on interest payments. 

With National Debt Relief, you could pay up to 30% less than what you owe on your debt — and you could become debt-free in as little as 24 to 48 months. See if you qualify here.

What Types of Debt Does This Work With?

National Debt Relief covers most unsecured debt and negotiates with major credit card issuers and banks every day to reduce debt loads. In fact, they have long-standing relationships with more than 20,000 creditors. Here are some of the debt categories its services cover:

• Credit Cards
• Personal Loans
• Lines of Credit
• Medical Bills
• Collections
• Repossessions
• Business Debts
• Certain Student Debts

How to Get Started — See How Much You Could Save

If you have $10,000 or more in unsecured debt (things like credit cards, personal loans, lines of credit and more), you could qualify for debt relief or consolidation. And it could help you become debt-free for less than you owe — and much faster.

National Debt Relief has already helped more than 550,000 people resolve more than $11.5 billion in debt. The company has an A+ rating with the Better Business Bureau and was named the top-rated debt-settlement company in 2023 and 2024 by Forbes Advisor. 

Ready to take the first step toward becoming debt-free? The first step is to set up a free, no-obligation call with an expert and see how much you could save here.

GOBankingRates maintains editorial independence. While we may receive compensation from actions taken after clicking on links within our content, no content has been supplied by any advertiser prior to publication.